What to Bring to a Bankruptcy Consultation

Bankruptcy and debt-relief consultations are more productive when clients have a basic picture of debts, income, assets, and urgent collection activity.

Helpful information to gather

• Creditor notices, collection letters, lawsuits, judgments, or garnishment papers
• Foreclosure, repossession, or sheriff-sale notices, if any
• Recent pay records and general income information
• Basic household size and expense information
• Mortgage, vehicle, credit-card, medical, tax, and personal-loan information
• Prior bankruptcy history, if any

Do not submit Social Security numbers, account numbers, tax returns, or detailed financial records through a general public form. Sensitive records should be shared only through a secure process after the firm confirms the next step.

Debt Relief Agency Disclosure: We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.